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Does BancorpSouth Offer Balance Transfer Credit Cards? – Review & Comments
If you are looking for a balance transfer credit card, you don't need to just go apply for the first one you find. It is highly recommended that you do your research to find the longest 0% balance transfer offer. That way you can pay off more debt without paying high interest. In this article we will take a look at the BancorpSouth Standard MasterCard Balance Transfer Offer. They may have just what you need to get out from under your high interest credit card debt by utilizing their balance transfer offer. We hope this article will give you all the information you need to know concerning Does BancorpSouth Offer Balance Transfer Credit Cards?
Whether you are looking for a break from current interest rates with a 0% APR for only 6 months or up to 18 or 21 months, you will find our current offers here. (sponsor link)
What does BancorpSouth Standard MasterCard have to Offer for Balance Transfers?
Unfortunately, BancorpSouth does not currently offer an introductory 0% balance transfer offer. However, this could change anytime.
They do offer an introductory rate of 0.00% for 6 months on purchases from date of account opening. There are other cards that offer a 0% introductory rate and longer terms such as the Discover It Cash Back Card.
Does the Standard MasterCard from BancorpSouth have a low APR Interest Rate?
After account opening your interest rate will be 18.40% – 21.00% for balance transfers. Keep in mind this rate will vary base on the Prime Rate.
- Balance Transfer Rate – From date of account opening your variable APR for balance transfers will be 18.40% – 21.00% based on the Prime Rate.
- Purchase Rate – 0.00% introductory APR for 6 months from date of account opening; after that your variable APR for purchases will be 12.40% – 18.40% based on the Prime Rate.
Whether you are looking for a break from current interest rates with a 0% APR for only 6 months or up to 18 or 21 months, you will find our current offers here. (sponsor link)
Are there any Fees that Apply to the US Bank Platinum Visa?
Balance Transfers – $10.00 or 3% of the amount of each transfer, whichever is greater.
Late Fees – Up to $35.00. Check out the Citi Simplicity Balance Transfer MasterCard.
Penalties – 21.00%
Annual Fee – None
Cash Advances – $10.00 or 3% of the amount of each cash advance. APR will range from 18.40% – 21.00%.
Foreign Transaction – 2% of each transaction in US Dollars.
Are there any perks or rewards programs for the Standard MasterCard by BancorpSouth?
You have the option to enroll in their rewards program. You can earn points for everyday purchases and redeem them for gift cards, air travel, vacations and more.
Bottom Line: Does BancorpSouth Offer Balance Transfer Credit Cards? – Review & Comments
At this time BancorpSouth does not offer introductory 0% Balance Transfers. But, there are better cards out there that offer terms of up to 21 months with 0% interest with better rates and no fees, you will find our current offers here. (sponsor link) The Standard MasterCard may not be your best option for transferring a balance. Keep checking back to find out when they will offer a 0% introductory balance transfer offer.
We hope this article has helped you in answering your question of: Does BancorpSouth Offer Balance Transfer Credit Cards?
Finally, please consider writing your review of the BancorpSouth Standard MasterCard – it only takes a few mins and will help others.
Related Articles to the 0% Balance Transfer Offer:
Whether you are looking for a break from current interest rates with a 0% APR for only 6 months or up to 18 or 21 months, you will find our current offers here. (sponsor link)
Editorial Note!:
“The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, including this review and the reviews written by actual cardholders below.
